.premium-simulator{--sim-navy: #003b6f;--sim-navy-dark: #002b52;--sim-burgundy: #8b1e3f;--sim-burgundy-dark: #71162f;--sim-sky: #eef6fb;--sim-border: #d8e4ec;--sim-text: #19354d;position:relative;scroll-margin-top:92px;padding:54px 0 58px;background:linear-gradient(180deg,#f6fafc,#edf5f9)}html{scroll-behavior:smooth}.premium-simulator-hero-link{display:inline-flex;min-height:48px;align-items:center;justify-content:center;padding:11px 22px;border:2px solid var(--sim-navy, #003b6f);border-radius:999px;color:var(--sim-navy, #003b6f);font-weight:800;text-align:center;transition:background-color .2s ease,color .2s ease,transform .2s ease}.premium-simulator-hero-link:hover,.premium-simulator-hero-link:focus-visible{background:#003b6f;color:#fff;transform:translateY(-1px)}.premium-simulator__intro{max-width:880px;margin-bottom:24px}.premium-simulator__eyebrow{margin:0 0 8px;color:var(--sim-burgundy);font-size:12px;font-weight:850;letter-spacing:.15em;text-transform:uppercase}.premium-simulator__intro h2{margin:0;color:var(--sim-navy-dark);font-size:clamp(30px,3.2vw,44px);font-weight:850;letter-spacing:-.035em;line-height:1.1}.premium-simulator__intro>p:last-child{max-width:760px;margin:12px 0 0;color:#4d6578;font-size:17px;line-height:1.6}.premium-simulator__widget{display:grid;grid-template-columns:minmax(220px,.76fr) minmax(340px,1.16fr) minmax(285px,.86fr);gap:18px;align-items:stretch}.premium-simulator--wbp .premium-simulator__widget{grid-template-columns:minmax(360px,1.08fr) minmax(300px,.92fr)}.premium-simulator__card,.premium-simulator__result{min-width:0;border:1px solid rgba(192,211,225,.95);border-radius:20px;background:#fff;box-shadow:0 16px 38px #12365214}.premium-simulator__card{padding:24px}.premium-simulator__card h3{margin:0 0 20px;color:var(--sim-navy-dark);font-size:20px;font-weight:850;letter-spacing:-.015em;line-height:1.25}.premium-simulator__age-field{min-width:0;margin:0;border:0;padding:0}.premium-simulator__age-field legend{margin-bottom:9px;color:var(--sim-text);font-size:14px;font-weight:800}.premium-simulator__age-segments{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.premium-simulator__age-segments label{position:relative;min-width:0;cursor:pointer}.premium-simulator__age-segments input{position:absolute;opacity:0}.premium-simulator__age-segments span{display:flex;min-height:48px;align-items:center;justify-content:center;border:2px solid #c9d7e0;border-radius:12px;background:#fff;color:var(--sim-navy);font-size:16px;font-weight:850;transition:border-color .18s ease,background-color .18s ease,color .18s ease}.premium-simulator__age-segments input:checked+span{border-color:var(--sim-burgundy);background:#fff0f3;color:var(--sim-burgundy-dark)}.premium-simulator__age-segments input:focus-visible+span{outline:3px solid rgba(0,59,111,.24);outline-offset:3px}.premium-simulator__age-help{margin:8px 0 0;color:#60798b;font-size:13px;line-height:1.45}.premium-simulator__period{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:2px 12px;align-items:baseline;margin:16px 0 0;border-radius:13px;background:var(--sim-sky);padding:13px 14px}.premium-simulator__period span{color:#526b7e;font-size:14px;font-weight:750}.premium-simulator__period strong{color:var(--sim-navy);font-size:17px}.premium-simulator__period small{grid-column:1/-1;color:#60798b;font-size:12px}.premium-simulator__included{margin-top:18px;border-top:1px solid var(--sim-border);padding-top:16px}.premium-simulator__included h4{margin:0 0 10px;color:var(--sim-navy-dark);font-size:14px;line-height:1.35}.premium-simulator__included ul{display:grid;gap:7px;margin:0;padding:0;list-style:none}.premium-simulator__included li{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px;align-items:baseline;min-width:0;color:#5b7182;font-size:12px}.premium-simulator--wbp .premium-simulator__included--wbp li{align-items:start}.premium-simulator--wbp .premium-simulator__included-heading{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px 14px;align-items:end;margin-bottom:10px}.premium-simulator--wbp .premium-simulator__included-heading h4{margin:0}.premium-simulator--wbp .premium-simulator__included-heading>span{color:#526b7e;font-size:11px;font-weight:800;line-height:1.35;text-align:right}.premium-simulator--wbp .premium-simulator__included-copy{display:grid;gap:2px}.premium-simulator--wbp .premium-simulator__included-copy small{color:#6b8191;font-size:11px;line-height:1.4}.premium-simulator--wbp .premium-simulator__included-note{margin:10px 0 0;color:#526b7e;font-size:11px;line-height:1.45}.premium-simulator--wbp .premium-simulator__term-range{margin-top:0}.premium-simulator--wbp .premium-simulator__term-range .premium-simulator__field-heading{align-items:center}.premium-simulator--wbp .premium-simulator__term-range select{display:block;width:100%;min-height:58px;appearance:none;padding:13px 46px 13px 16px;border:2px solid #cad6df;border-radius:12px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 20 20'%3E%3Cpath d='m4 7 6 6 6-6' fill='none' stroke='%23526b7e' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat right 16px center;color:var(--sim-text);font-size:18px;line-height:1.35;cursor:pointer}.premium-simulator--wbp .premium-simulator__term-range select:focus-visible{outline:3px solid rgba(0,59,111,.24);outline-offset:2px}.premium-simulator__assumptions{margin:14px 0 0;border-radius:12px;background:#f3f7fa;padding:11px 12px}.premium-simulator__assumptions h4{margin:0 0 8px;color:var(--sim-navy-dark);font-size:12px}.premium-simulator__assumptions dl{display:grid;gap:7px;margin:0}.premium-simulator__assumptions dl div{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:10px;align-items:baseline}.premium-simulator__assumptions dt,.premium-simulator__assumptions dd{margin:0;color:#526b7e;font-size:12px;line-height:1.4}.premium-simulator__assumptions dd{color:var(--sim-navy-dark);font-weight:850;white-space:nowrap}.premium-simulator--wbp .premium-simulator__result .premium-simulator__assumptions{margin-top:20px;border:1px solid rgba(255,255,255,.2);background:#ffffff17;padding:15px}.premium-simulator--wbp .premium-simulator__result .premium-simulator__assumptions h4,.premium-simulator--wbp .premium-simulator__result .premium-simulator__assumptions dd{color:#fff}.premium-simulator--wbp .premium-simulator__result .premium-simulator__assumptions dt{color:#dcecf6}.premium-simulator--wbp .premium-simulator__cta{display:flex;justify-content:center;margin-top:22px;text-decoration:none}.premium-simulator__included li span{min-width:0;overflow-wrap:anywhere}.premium-simulator__included li strong{color:var(--sim-text);text-align:right}.premium-simulator__included details{margin-top:12px}.premium-simulator__included summary{width:fit-content;color:var(--sim-burgundy-dark);font-size:13px;font-weight:850;text-decoration:underline;text-underline-offset:3px;cursor:pointer}.premium-simulator__included details ul{margin-top:12px;border-radius:12px;background:#f7fafc;padding:12px}.premium-simulator__amounts{display:grid;align-content:start;gap:24px}.premium-simulator__amounts h3{margin-bottom:0}.premium-simulator__range-field{min-width:0;border-top:1px solid var(--sim-border);padding-top:18px}.premium-simulator__field-heading{display:flex;min-width:0;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:12px}.premium-simulator__field-heading label{min-width:0;color:var(--sim-text);font-size:14px;font-weight:800;line-height:1.35}.premium-simulator--wbp .premium-simulator__field-copy{display:grid;min-width:0;gap:3px}.premium-simulator--wbp .premium-simulator__field-copy p{margin:0;color:#60798b;font-size:12px;line-height:1.4}.premium-simulator__field-heading output{flex:0 0 auto;color:var(--sim-burgundy-dark);font-size:20px;font-weight:900;white-space:nowrap}.premium-simulator__range-control{display:grid;grid-template-columns:42px minmax(0,1fr) 42px;gap:10px;align-items:center;min-width:0}.premium-simulator__range-control button{display:grid;width:42px;height:42px;place-items:center;border:1px solid #c7d5de;border-radius:50%;background:#fff;color:var(--sim-navy);font-size:24px;font-weight:750;line-height:1;cursor:pointer}.premium-simulator__range-control button:hover:not(:disabled),.premium-simulator__range-control button:focus-visible{border-color:var(--sim-burgundy);color:var(--sim-burgundy-dark)}.premium-simulator__range-control button:focus-visible,.premium-simulator input[type=range]:focus-visible{outline:3px solid rgba(0,59,111,.24);outline-offset:2px}.premium-simulator__range-control button:disabled{opacity:.38;cursor:not-allowed}.premium-simulator input[type=range]{width:100%;min-width:0;height:8px;margin:10px 0;border-radius:999px;outline:none;background:linear-gradient(90deg,var(--sim-burgundy) var(--range-progress, 0%),#d7e3eb var(--range-progress, 0%));appearance:none}.premium-simulator input[type=range]::-webkit-slider-thumb{width:24px;height:24px;border:4px solid #fff;border-radius:50%;background:var(--sim-burgundy);box-shadow:0 2px 8px #48122547;cursor:pointer;appearance:none}.premium-simulator input[type=range]::-moz-range-thumb{width:16px;height:16px;border:4px solid #fff;border-radius:50%;background:var(--sim-burgundy);box-shadow:0 2px 8px #48122547;cursor:pointer}.premium-simulator__range-scale{display:flex;justify-content:space-between;gap:12px;margin:4px 52px 0;color:#748a9a;font-size:11px;font-weight:650}.premium-simulator__higher-cover{margin:-2px 0 0;border-top:1px solid var(--sim-border);padding-top:16px;color:#526b7e;font-size:13px;line-height:1.5;overflow-wrap:anywhere}.premium-simulator__result{display:flex;flex-direction:column;justify-content:center;background:linear-gradient(145deg,var(--sim-navy-dark) 0%,#034978 100%);padding:26px;color:#fff}.premium-simulator__result-label{margin:0;color:#cce5f4;font-size:13px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.premium-simulator__total{display:grid;gap:1px;margin:12px 0 0}.premium-simulator__total span{color:#dcecf6;font-size:14px}.premium-simulator__total strong{max-width:100%;color:#fff;font-size:clamp(30px,3vw,42px);font-weight:900;letter-spacing:-.035em;line-height:1.08;overflow-wrap:anywhere}.premium-simulator__total strong.is-updating{animation:simulator-price-in .28s ease-out}.premium-simulator--wbp .premium-simulator__total--benefit,.premium-simulator--wbp .premium-simulator__total--projection{margin-top:10px}.premium-simulator--wbp .premium-simulator__total--benefit strong,.premium-simulator--wbp .premium-simulator__total--projection strong{font-size:clamp(36px,3.5vw,52px);line-height:1}.premium-simulator__secondary-premium{margin:20px 0 0;border-top:1px solid rgba(255,255,255,.22);padding-top:16px;color:#dcecf6;font-size:14px;line-height:1.5}.premium-simulator__secondary-premium strong{color:#fff;font-size:18px;font-weight:850}.premium-simulator__secondary-premium--featured{display:grid;gap:5px}.premium-simulator__secondary-premium--featured span{color:#dcecf6;font-size:13px;font-weight:800;letter-spacing:.035em;text-transform:uppercase}.premium-simulator__secondary-premium--featured strong{font-size:clamp(24px,2.3vw,32px);line-height:1.1}.premium-simulator--wbp[aria-busy=true] .premium-simulator__result,.premium-simulator--wbp[aria-busy=true] .premium-simulator__amounts{cursor:progress}.premium-simulator__result-copy{margin:18px 0 0;color:#e3eff6;font-size:14px;line-height:1.55}.premium-simulator__result form{margin-top:20px}.premium-simulator__cta{display:flex;width:100%;min-height:52px;align-items:center;justify-content:center;border:0;border-radius:12px;background:#bd173d;padding:12px 16px;color:#fff;font-size:16px;font-weight:850;text-align:center;box-shadow:0 10px 24px #3a071847;cursor:pointer;transition:background-color .18s ease,transform .18s ease}.premium-simulator__cta:hover,.premium-simulator__cta:focus-visible{background:#a61033;transform:translateY(-1px)}.premium-simulator__result-disclaimer{margin:13px 0 0;color:#ffffffc7;font-size:12px;line-height:1.5;overflow-wrap:anywhere}.premium-simulator__feedback{min-height:43px;margin-top:12px}.premium-simulator__feedback p{margin:0;color:#dbeaf3;font-size:13px;line-height:1.45}.premium-simulator__feedback button{margin-top:6px;border:0;background:transparent;padding:2px 0;color:#fff;font-weight:800;text-decoration:underline;text-underline-offset:3px;cursor:pointer}.premium-simulator__legal{width:100%;margin:18px 0 0;color:#4d6578;font-size:14px;line-height:1.6;overflow-wrap:anywhere}.premium-simulator__legal a{border-radius:2px;color:var(--sim-burgundy-dark);font-weight:750;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.premium-simulator__legal a:hover{color:var(--sim-burgundy)}.premium-simulator__legal a:focus-visible{outline:3px solid rgba(0,59,111,.3);outline-offset:3px}.documents-section{position:relative}.documents-section__anchor{position:absolute;top:-100px;width:1px;height:1px;pointer-events:none}@keyframes simulator-price-in{0%{opacity:.35;transform:translateY(3px)}to{opacity:1;transform:translateY(0)}}@media(max-width:1100px){.premium-simulator__widget{grid-template-columns:minmax(200px,.72fr) minmax(320px,1.08fr) minmax(260px,.82fr);gap:14px}.premium-simulator__card,.premium-simulator__result{padding:20px}.premium-simulator__field-heading{display:grid;gap:4px}.premium-simulator__field-heading output{font-size:18px}}@media(max-width:900px){.premium-simulator__widget{grid-template-columns:repeat(2,minmax(0,1fr))}.premium-simulator--wbp .premium-simulator__widget{grid-template-columns:minmax(0,1fr)}.premium-simulator__result{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,1fr) minmax(250px,.7fr);gap:8px 28px;align-items:center}.premium-simulator__result-label,.premium-simulator__total,.premium-simulator__result-copy,.premium-simulator__feedback{grid-column:1}.premium-simulator__result form{grid-column:2;grid-row:1/5;margin:0}.premium-simulator--wbp .premium-simulator__result{display:flex;align-items:stretch}}@media(max-width:640px){.premium-simulator{padding:42px 0 44px;scroll-margin-top:72px}.premium-simulator-hero-link{width:100%}.premium-simulator__intro{margin-bottom:20px}.premium-simulator__intro h2{font-size:32px}.premium-simulator__intro>p:last-child{font-size:16px}.premium-simulator__widget,.premium-simulator--wbp .premium-simulator__widget{grid-template-columns:minmax(0,1fr)}.premium-simulator__card,.premium-simulator__result{border-radius:17px;padding:20px 16px}.premium-simulator__included-preview{display:none!important}.premium-simulator__included details{margin-top:0}.premium-simulator__included details li{grid-template-columns:minmax(0,1fr);gap:2px}.premium-simulator__included details li strong{text-align:left}.premium-simulator--wbp .premium-simulator__included-heading{grid-template-columns:minmax(0,1fr);gap:3px}.premium-simulator--wbp .premium-simulator__included-heading>span{text-align:left}.premium-simulator__amounts{gap:20px}.premium-simulator__field-heading{display:flex;align-items:flex-end}.premium-simulator__field-heading output{font-size:17px}.premium-simulator__range-control{grid-template-columns:46px minmax(0,1fr) 46px;gap:8px}.premium-simulator__range-control button{width:46px;height:46px}.premium-simulator__range-scale{margin-right:54px;margin-left:54px}.premium-simulator__result{display:flex}.premium-simulator__result form{width:100%;margin-top:18px}.premium-simulator__total strong{font-size:36px}.premium-simulator--wbp .premium-simulator__total--benefit strong,.premium-simulator--wbp .premium-simulator__total--projection strong{font-size:40px}.documents-section__anchor{top:-78px}}.premium-simulator--embedded{padding:20px 0 22px}.premium-simulator--embedded .premium-simulator__intro{max-width:none;margin-bottom:13px}.premium-simulator--embedded .premium-simulator__eyebrow{margin-bottom:4px;font-size:10px}.premium-simulator--embedded .premium-simulator__intro h2{font-size:clamp(22px,2.1vw,28px)}.premium-simulator--embedded .premium-simulator__intro>p:last-child{max-width:none;margin-top:5px;font-size:13px;line-height:1.4}.premium-simulator--embedded .premium-simulator__widget{gap:12px}.premium-simulator--embedded .premium-simulator__card,.premium-simulator--embedded .premium-simulator__result{border-radius:15px;padding:16px 18px}.premium-simulator--embedded .premium-simulator__amounts{gap:12px}.premium-simulator--embedded .premium-simulator__card h3{font-size:17px}.premium-simulator--embedded .premium-simulator__range-field{padding-top:10px}.premium-simulator--embedded .premium-simulator__field-heading{margin-bottom:5px}.premium-simulator--embedded .premium-simulator__field-heading output{font-size:18px}.premium-simulator--embedded .premium-simulator__range-control{grid-template-columns:38px minmax(0,1fr) 38px;gap:8px}.premium-simulator--embedded .premium-simulator__range-control button{width:38px;height:38px}.premium-simulator--embedded .premium-simulator__range-scale{margin-right:46px;margin-left:46px}.premium-simulator--embedded .premium-simulator__included{margin-top:0;padding-top:9px}.premium-simulator--embedded .premium-simulator__included details{margin-top:0}.premium-simulator--embedded .premium-simulator__disclosure summary{font-size:12px;font-weight:800;line-height:1.4;cursor:pointer}.premium-simulator--embedded .premium-simulator__disclosure summary:focus-visible{outline:2px solid currentColor;outline-offset:3px}.premium-simulator--embedded .premium-simulator__included-column-label{margin:9px 0 0;color:#526b7e;font-size:11px;font-weight:800}.premium-simulator--embedded .premium-simulator__result{justify-content:start}.premium-simulator--embedded .premium-simulator__result-label{font-size:11px}.premium-simulator--embedded .premium-simulator__total--projection strong{font-size:clamp(30px,3vw,40px)}.premium-simulator--embedded .premium-simulator__secondary-premium{margin-top:11px;padding-top:10px}.premium-simulator--embedded .premium-simulator__secondary-premium--featured strong{font-size:24px}.premium-simulator--embedded .premium-simulator__result .premium-simulator__assumptions{margin-top:12px;padding:9px 12px}.premium-simulator--embedded .premium-simulator__result .premium-simulator__assumptions summary{color:#fff}.premium-simulator--embedded .premium-simulator__assumptions dl{margin-top:10px}.premium-simulator--embedded .premium-simulator__result-disclaimer{margin-top:9px}.premium-simulator--embedded .premium-simulator__feedback{min-height:0;margin-top:0}.premium-simulator--embedded .premium-simulator__feedback p:empty{display:none}@media(min-width:1000px){.premium-simulator--embedded .premium-simulator__amounts{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 18px}.premium-simulator--embedded .premium-simulator__amounts h3,.premium-simulator--embedded .premium-simulator__included{grid-column:1 / -1}.premium-simulator--embedded .premium-simulator__field-heading{display:grid;min-height:72px;align-content:start;gap:3px}.premium-simulator--embedded .premium-simulator__term-range .premium-simulator__field-heading{min-height:0}}@media(min-width:760px)and (max-width:900px){.premium-simulator--embedded .premium-simulator__widget{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr)}}@media(max-width:640px){.premium-simulator--embedded .premium-simulator__card,.premium-simulator--embedded .premium-simulator__result{padding:16px}.premium-simulator--embedded .premium-simulator__range-control{grid-template-columns:44px minmax(0,1fr) 44px}.premium-simulator--embedded .premium-simulator__range-control button{width:44px;height:44px}}@media(prefers-reduced-motion:reduce){.premium-simulator *,.premium-simulator *:before,.premium-simulator *:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
